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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Who normally receives dividends in a stock insurance company?

A) Only members of the board of directors
B) Shareholders
C) Beneficiaries
D) Producers

2. The Medical Information Bureau may release information in the proposed insured's file to:

A) Member insurance companies
B) Any physician
C) The insured's employer
D) Employment agencies

3. Which advantage does an employer gain by providing a qualified retirement plan, as contrasted to a non- qualified plan?

A) It can be designed for the exclusive benefit of several key employees
B) It is useful in rewarding selected employees for good work performance
C) The employer's contributions to the plan are tax deductible
D) The plan funds are available for general business needs

4. When an individual replaces a life insurance policy, the form entitled "Important Notice Replacement of Life Insurance or Annuities" is REQUIRED to be signed by:

A) An officer of the insurer
B) Both the applicant and the insurance producer
C) The applicant only
D) The insurance producer only

5. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Calculate
B) Decide how much life insurance to buy
C) Compare life insurance policy requirements
D) Take civil action against an insurer

Solutions: