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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

A) The cash value is paid into the estate.
B) The company keeps the cash value.
C) The cash value is paid to the beneficiary.
D) The cash value is paid to the IRS.

2. A policyowner may not pay premiums with which frequency?

A) Quarterly
B) Semi-annually
C) Bi-weekly
D) Monthly

3. What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
third party concerning the applicant?

A) Fair Credit Reporting Act
B) McCarran-Ferguson Act
C) Dodd Frank Act
D) Unauthorized Insurers Service of Process Act

4. The Group Life Underwriting risk selection process helps protect Insurers from

A) medical underwriting.
B) adverse selection.
C) risk selection.
D) risk underwriting.

5. At what age can an Individual begin to receive distributions from an IRA without a tax penalty?

A) 59 1/2 years.
B) 63 1/2 years.
C) 65 1/2 years.
D) 55 1/2 years.

Solutions: